This week, we are hosting the Yakezie blog carnival. Here are some great blogs and articles for you to check out.
Vanessa @ Vanessa’s Money writes How much does it cost to look fake? – Ever wonder how much women spend to look “good”? I did the math
Michael @ Financial Ramblings writes Identity Theft: What to Do if Your Data is Compromised – My personal data (including name, address, and SSN) was compromised by hackers who accessed my employer’s HR database. Scary, huh? Here’s what to do if something similar happens to you.
Don @ MoneySmartGuides writes 10 Things That Make You Poorer – CNNMoney recently posted an article about 10 Things That Make You Poorer. The list includes: Smartphones Cars Credit Cards Rent-To-Own Anything Money Market Funds Lottery Tickets Cigarettes TV Collectibles House I think this is an interesting list.
Ted Jenkin @ Your Smart Money Moves writes Tricks and Scams to Avoid When Buying a Diamond or Engagement Ring – So you’re ready to start shopping for a diamond engagement ring? Congratulations! But how can you be sure that you’re dealing with a reputable diamond
JP @ My Family Finances writes Women Lie More than Men When It Comes to How Much They Work – If you’ll lower your defenses for a moment, I’ll explain why women lie more than men when it comes to how much they work.
Jennifer Lynn @ Broke-Ass Mommy writes How Much Cash Do You Carry? – Is there a right answer? Not exact, so let’s discuss how much cash you carry. I’ll reveal how much cash I carry around!
Ashley @ Money Talks Coaching writes What Are You Teaching Your Kids About Money? – We teach our kids almost everything they know… whether we like it or not. Sometimes I wish my kids wouldn’t learn what I’m teaching.
Maria @ The Money Principle writes Changing my position on credit cards: a sign of weakness or growth – Is changing our minds a sign of weakness or growth? I illustrate my point using my opinion on credit cards as an example; and it is growth!
Mike @ Personal Finance Journey writes Christmas on a Budget – Planning a great Christmas on a Budget is simply about thinking ahead and following our great advice on squeezing the most out of your dollar.
Shawanda @ You Have More Than You Think writes Menu Plan Monday: “Back At It” Edition – In recent weeks, I’ve eaten most meals away from home. Even though I buy a lot of grub from budget friendly Peruvian grills, the costs add up.
Rich @ Growing Money Smart writes Dollar Cost Averaging In Practice – In my last post, I wrote about what Dollar-Cost Averaging is about and gave some example of how it works. Today, I’m going to talk about how I personally use Dollar-Cost Averaging in my “real life” and why I think overall it’s the way to go.
TDB @ Tax Deduction Blog writes How to Do A 401K Rollover – A step by step guide – A 401K retirement plan follows employees all through their careers and it is a noteworthy benefit of this plan. But when an employee has to change jobs, there comes an important decision to be made – what is to be done with his/her 401K? Since a decision in this regard is imperative, it requires one…
SFB @ Simple Finance Blog writes (Inexpensive) Personalized Gifts – We all have that person on our shopping list: the person who has, literally, everything. For me, this impossible-to-buy-for person is my youngest brother-in-law. The guy really does have everything.
ETZ25 @ Entertainment Timez writes Staying The Weekend At The House Of A Friend – This is one of my more frugal activities, but when money is tight, nothing beats staying at a close friend's house for the weekend!
Passive Income Earner @ The Passive Income Earner writes RESP Explained – Learn about the Registered Education Savings Plan (RESP)
krantcents @ KrantCents writes Get Paid to Stay Healthy – Paid to stay healthy? Can you imagine insurance companies paying you to stay healthy? I can’t! Health insurance companies are routinely vilified for their practices. Now they are not only encouraging healthy behaviors, but actually paying you for it. It is a 180 degree change, but I will gladly take it.
Corey @ Steadfast Finances writes What Happens When You Don’t Pay Taxes – Perhaps you haven’t given it much thought, but there are very different implications and penalties for not paying your taxes.
Ray @ Squirrelers writes Crazy Money Quote: Things People Actually Said – Sometimes people say the craziest things. This post shares 6 money-related quotes that stuck with me.
PITR @ Passive Income To Retire writes My Passive Income Challenge – Find out which passive investment is generating the best return.
harry campbell @ Your Personal Finance Pro writes Build Credit for Someone by Adding Them as an Authorized User – When I first purchased my condo three years ago, I was not offered the lowest rate due to my insufficient credit history. Even though I had a credit score in the high 700′s, the bank considered me a slight risk because my credit history was so limited(I was only 22). I thought my mom was doing me a favor during college by opening a credit card for me in her name but once I canceled it and opened my own card, all that history was gone.
Tushar @ Finance TUBE writes Saving For Kids College Education – Today we will talk about saving for Kids College Education. If you have kids then you will know how important it is to start saving for the college education.
PPlan @ Provident Plan writes Finances and Going Back to School – Going back to school isn’t cheap. You need to find out how you can afford it before making the leap.
Hank @ Money Q&A writes Why Layaway Is Bad For Your Family’s Finances – Layaway is great for stores, but it is typically a losing proposition for us consumers. Here’s why layaway is bad.
BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes SHOULD I TRADE IN MY CAR? – You can trade in a car and still build wealth. Save and spend on what you value.
Michelle @ Making Sense of Cents writes Improving your Alexa Rank and Weekly Roundup – Earlier this month I made a post on increasing your Google Page Rank. Now I would like to help you all decrease your Alexa! A lot of you have been e-mailing me about how to decrease your Alexa.
Tushar @ Start Investing Money writes Tips for Building a Solid Mutual Fund – This Post was Originally published at Tips for Building a Solid Mutual Fund on Start Investing MoneyIf you’re thinking about building a mutual fund, it is well worth finding out as much as you can about it before you get started. One thing you should know is there are lots of options out there for building a mutual fund.
John @ Married (with Debt) writes The BEST Emergency Fund Setup Ever – Read here to learn how to setup the BEST emergency fund ever. It's diversified, tiered and easily accessible.
Jen @ Master the Art of Saving writes Getting The Most “Bang” For Your Halloween Bucks – A lot of people always complain that Halloween costumes are such a waste of money.
Luke @ Learn Bonds writes I Know Where CD rates will be in 2015! Why Doesn’t Nobel Laureate Thomas Sargent – Thomas Sargent says he doesn't know where CD rates will be in a couple of years. Here's why we know what he doesn't.
Debt Guru @ Debt Free Blog writes Staying Out of Debt with Insurance – While many people perceive financial despair and bankruptcy as a result of bad decisions, the truth of the matter is that many similar situations arise because people are not adequately covered in case of extreme situations.
CAPI @ Creating a Passive Income writes Five Methods to Create Passive Income – Have you heard the hyped up ways to generate passive income? Find real ways to create passive income. No gimmicks. No Hype. Real life experience.
Invest It Wisely @ Invest It Wisely writes How to Get Kids Interested in Money and Investing – One of the best ways to get kids interested in money is to start when they are young. Children still want to hear everything you have to say.
Jason @ Work Save Live writes 5 Ways to Save Money on College Textbooks – 5 Simple Ways to Save Money on College Textbooks It’s no secret that college tuition costs are going up each year.
Wayne @ Young Family Finance writes Seasonal Expenses – Find out why my family spends more money in particular seasons and how we are able to save more money in others.
Your Boss @ What Your Boss Really Thinks writes Ask Your Boss: Why Does A Boss Care if I am Late Ten Minutes – Why does a boss care about someone being 10 mins late to work but doesn’t notice when that person works through her lunch to meet a deadline? Just from the way you formulated this question, I can see that you are frustrated with your boss.
Kyle @ The Penny Hoarder writes How To Make Extra Money with Forex – Forex trading is one of the most popular ways to invest outside of the stock market. In fact, Forex trading is actually the largest market in the world, with trillions of dollars being traded everyday around the world.
Suba @ Broke Professionals writes I’m A Bonafied Professional: Finding Financial Independence – Financial independence snuck up on me – after working freelance for two years, I finally managed to find a gig that makes me a professional writer!
MR @ Money Reasons writes Financial Benefits of Having a Fuel-Efficient Car – I'm buying a new car, and unlike when I was younger, I'm now going to buy a fuel-efficient car to get the best overall value with my purchase.
Corey @ 20s Finances writes What Would You Do with Extra Money? – If you have ever received a bonus, raise, or a little extra cash, you have likely had to ask yourself what to do with your extra money.
SBB @ Simple Budget Blog writes Budgeting for Vacations – Find out how you can scrounge a few extra pennies to go on an exotic trip.
Ryan @ The Art of Simple Trading Blog writes Who Am I #1 – The first in an underdog series.
Jester @ The Ultimate Juggle writes Spending Priorities for Your Family – Juggling the many expenses of raising a family is difficult. There are lots of things that demand money and even more things that you would like to purchase with whatever money that you have left over.
Eddie @ Finance Fox writes Change is Good – Glad I Switched to an iPhone – After spending an hour in the Telus store, talking, comparing and crunching numbers, I walked out with a new iPhone.
Daniel @ Sweating the Big Stuff writes Could Free Returns Be The Policy Of The Future? – The only time that shopping in a store is cheaper is when you have to return a product. But what is all stores offered free return shipping?
Crystal @ Budgeting in the Fun Stuff writes Our House is a Money Thief – Moving is expensive and new homes come with a lot of expenses. Here are the ones we expected and a few we didn’t.
Michelle @ The Shop My Closet Project writes One Payday A Month-kind of sucks… – I get paid once a month. The last business day of the month. It kind of sucks. Don’t get me wrong, I am extremely grateful and blessed that I have a job and that I even get paid. But, it almost feels like each month I’m waiting to see if I’ve won the lottery.
Young @ Young And Thrifty writes Using Groupon, Living Social and Other Sites Like Them To Check Out a New City – One of our most popular articles on this blog is the one Young wrote concerning sites like Groupon and Living Social, as well as lesser-known sites that offer similar discounts. We expand on it.
Teacher Man @ My University Money writes My Love-Hate Relationship With The Campus Bookstore – As a book nerd, I’m all about bookstores. I love the atmosphere, the celebration of literature, and the quiet library-esque respect that generally pervades the area. Campus bookstores are pretty cool places if you are into book culture.
A Blinkin @ Funancials writes Can the Government Save the Economy? – 1. CAN the government save the economy? and if yes, 2. SHOULD the government save the economy? We can answer the first question rather simply. Any ECON 101 course will teach you that, through monetary and fiscal policy, the government CAN impact the economy.
TRL @ The Retired Landlord writes Is it Better to Leverage Your Money? – Find out the advantages and disadvantages of leveraging your money. This may not be the best route to take for those who are afraid of risk.
IMB @ Investing Money writes How to Evaluate a Stock – Find out how you can evaluate a stock and what you need to know to make a wise investment.
Joe @ Midlife Finance writes Saving For Retirement: More… or Less? – There’s a new trend out there, arguing against the long-held advice put out by practically every financial guru, from Money magazine to Suze Orman: You don’t really need as much for retirement as they’ve said all these years.
Steve @ Ready To Quit My Job! writes Calculating the Monthly Nut and How Your Savings Affects Your Decision to Quit – You need a plan and since you also need a roof over your head and food in your belly (among other things) the first thing you want to figure out is how much you need to cover your expenses on a monthly basis.
Infinite Banker @ Becoming Your Own Bank writes The Ugly Truth about Suze Orman – Learn the ugly truth about Suze Orman and how her own personal finances are opposing to her advice.
Daisy @ Add Vodka writes Is Entrepreneurship Dying? – Once upon a time, men and women across America had aspirations that amounted to great entrepreneurial feats. Millions wanted to develop businesses, and sought nothing more than a company or organization to call their own.
Roger the Amateur Financier @ The Amateur Financier writes 6 Ways to Cut Your Halloween Costs – A list of methods to cut down the expense of your Halloween party and other activities, from your costume to your candy to give out and your pumpkin for carving
Amanda L Grossman @ Frugal Confessions writes Liquidating Our Electronic Graveyard: How did We do? – I opened up our closet in Paul’s office the other day and realized that our graveyard of electronic carcasses had grown big enough in size for me to attempt…
Jon the Saver @ Free Money Wisdom writes How to Place Real Estate in an IRA – Have you ever wondered how you can place real estate in an IRA account? It is something most Americans don't know about and it's easier than you think!
Jessica Moorhouse @ Mo’ Money Mo’ Houses writes Saving Up to Buy a Place in an Expensive City – It’s not easy to buy a place in a city where houses go for upwards of 1 million dollars, but I sure as hell ain’t renting forever!
Sustainable PF @ Sustainable Personal Finance writes Using a Midwife – One Year Later – The Experience – Details of our midwife and home birth experience a year after we welcomed our son into our lives
Chris @ The rplan blog writes Greatest investments over the last 15 years – A personal finance blogger digs deep in his investment/start-up interests and finds out which investments made in the last 15 years were the most lucrative. He also comes up with a little extra – the greatest investment in history by Pres. Thomas Jefferson.
Cash Flow Mantra @ Cash Flow Mantra writes Refinancing Rental Property Mortgages – I met with a banker yesterday to look at doing a refinance on 4 of my rental houses. I have anywhere from 20-29% equity in the properties with 20 years 10 months to 22 years 11 months left on a 30 year fixed rate mortgage. The interest rates range from 6.375% to 7%.
Jeff Rose @ Good Financial Cents writes 65 Home Business Ideas You Can Do From Your Kitchen Table – Before you get excited about starting your home based business idea, you first have to make sure you have the right tools in place. The main tool is a speedy Internet connection. Most home based businesses will require some sort of Internet connection. With a good Internet connection, you can also take care of a phone and fax. Isn’t technology great? On top of the right tools, you should also have a dedicated office or work space that’s free from distractions. No TV’s! When’s it’s t
J.P. @ Novel Investor writes Best Online Savings Accounts – A great financial strategy begins with a solid and secure base. That base starts with a high yield savings account providing you with a safe, reliable cushion of steady returns.
Jason @ Live Real Now writes Working My Life Away – There are a couple of interesting things about my work history. Job #1 started when I was 6. Job #9 started when I was 21. I’m 33 now.
Miss T. @ Prairie Eco Thrifter writes A Healthy Environment Should Be Our Number One Priority – When over 99 percent of climate scientists believe that humans are causing climate change and that the effects we are feeling from it today is only the beginning, one would think it would behoove our elected officials to aim at least a small amount of their rhetoric towards the well-being of the environment.
Evan @ My Journey to Millions writes Comparing Mortgage Rates a Generation Later – I don’t think many people actually understand how low the mortgage rates really are today and how those low rates work with an amortization payment schedule to make real property purchases an amazing opportunity. I recently had a conversation that reminded me that we are in uncharted territory historically speaking.
Mr. Money @ Smart on Money writes 3 Helpful Tips for Choosing a 529 College Savings Plan – As you consider your 529 plan options, here are three things to keep in mind:
Steven @ Grocery Alerts writes How to Save Money on Meat – Meat is one of the most expensive portion of any meals and knowing how to put together a frugal meal will make meal planning easier. Here are 10 great tips to help save money on meat.
Jason @ Modest Money writes 10 Tips to Get Your Finances In Order Before the New Year – While most families wait until the New Year – presumably after setting goals for the upcoming year – to get their finances in order, there is no reason to waste precious months when you can get tackle them now!
FMF @ Free Money Finance writes Fun and Easy Ways to Network and Get Educated – In More Thoughts on Making Millions More I clarified my thoughts from an earlier post. One thing that came through in both the piece as well as the comments was that growing your career doesn’t have to take that much time and the steps you take don’t have to be painful. In particular this is true when it comes to two keys to growing your career: networking and furthering your education. So I thought I would list some of the “easy” and “fun” ways you can grow your career in these areas.
Robert @ The College Investor writes Buying a Home? Tips that Can Save You Thousands – The result of following these simple suggestions is you can live in your home, not for your home. You have not locked yourself into a high mortgage payment. You are in control. If you can pay more, do it. Make sense?
Beating Broke @ Beating Broke writes Ready to Buy a Home–Really? – Most of us reach a point in our lives when we think we are ready to buy our own home. If you’ve been thinking that yourself lately … pause for a minute and examine your reasons carefully. After all, home ownership is possibly the largest single investment of your lifetime and such a momentous decision deserves careful consideration.
John S @ Frugal Rules writes Are Rich People Really That Different From the Rest of us? – You can be rich in many things, but in order to be rich with cash it takes being passionate and living within your means. Being frugal alone will not bring you riches, but along with increased income can be a powerful combination.
Robert @ My Multiple Incomes writes My Monthly Income Stream Report – October 2012 – The biggest thing that continues to amaze me is the power of multiple income streams. I love how, even if one income source dips a bit, another seems to take its place. After being penalized by Google, it is important to not just rely on one single source of revenue, because you never know when that is going to change.
Emily @ PT Money Personal Finance writes My IncomeatHome.com Experience: Solid Plan or Total Scam? – IncomeatHome.com is endorsed by a few celebrities, but is it all it claims to be or simply a multi-level marketing scheme?
Little House @ Little House in the Valley writes Post and Beam Houses – Open floor plans are perfect for most families because they bring family members together by keeping the main action of the house in the central room. Families nowadays spend a majority of their time in the kitchen, so combining the kitchen and living room helps families spend more time together as they go about their daily tasks.
Everything Finance @ Everything Finance Blog writes 8 Easy Ways to Make Money for the Holidays – Since you don’t want to spend all your free time working, consider the following easy ways to score some extra cash by Christmas.
Jacob @ My Personal Finance Journey @ My Personal Finance Journey writes The Third Weekend – An Odd Budgeting Phenomenon – This post describes the odd phenomenon of “the third weekend” that many people with bi-monthly pay cycles experience. How does this “third weekend” throw off one’s budgeting system, and how does one avoid major pitfalls when this time comes? This post answers these questions and more.
Michelle @ See Debt Run writes Time; Holding On Won’t Slow It Down – Do you have a hard time letting go of your children’s outgrown baby clothes? How I learned how to let go of the clutter while still holding onto the memories.