Having a will is very important specially if you have kids. It doesn’t matter if you have no material wealth to speak of. Your kids are your biggest assets. If you have young kids, you need to ensure that a guardian of your choice will be appointed should anything happen to you. A lot of [...]
This week, we are hosting the Yakezie blog carnival. Here are some great blogs and articles for you to check out. Vanessa @ Vanessa’s Money writes How much does it cost to look fake? – Ever wonder how much women spend to look “good”? I did the math Michael @ Financial Ramblings writes Identity Theft: [...]
This is the story of how my husband lost his wedding ring in the Death Valley National Park sand dunes and found it one week later. If you haven’t been to Death Valley, the picture on the left is what part of the dune looks like. Several years ago, my husband and I went to [...]
Designing kids bedroom is fun. When I designed A’s bedroom, I wanted it to be fun and full things he would enjoy and learn. I continue to switch things around to keep it dynamic as he grows and his interests changes. Right now, he’s mastered the pictures on the wall so I plan to change [...]
“Free” is never actually free. When you sign up for free offers, beware of deals that locks you in the service. Every tax season, I obtain my free annual credit reports from all three primary reporting agencies at www.annualcreditreport.com. By law, this service is no charge for everyone. However, when you login to obtain your [...]
My son recently turned 19 months. Those months really flew by. The pregnancy months seemed like an eternity that I can’t believe we are this far along. At this age, he is always running all over the place. He likes to take pots and pans from the kitchen cabinets and play with them. We allow [...]
Parents play the most important role in their children’s life. It is their responsibility to provide the right tools and mindset to help kids maximize their potential. Some kids are easy while others require “tough love”. As a kid, I was in between. I was half a cup of various good traits and the other [...]
The U.S. National Debt is increasing at a staggering rate. The average American family debt is fairing no better. The above image is the global debt according to The Economist as of March 10, 2012. If you want to eliminate debt, you have to have a plan and take action. Critical to the plan is [...]
I am not very good at keeping a budget. I can’t keep track of how much we spend on each category and ensure we don’t go over the allocated amount on a monthly basis. It’s too many things to track individually. It’s also time consuming. Instead, I devised a different strategy for our family. If [...]
My husband and I have been working our way to financial freedom. Our primary goal is to be able to retire early and live comfortably. In our 20′s, we were saddled with students loans and credit card debts. Through changes in our mindset over money and living within our means, we eliminated our debts within [...]
"If evolution really works, how come mothers only have two hands?"
-Milton Berle